Special Financing Incentive! Qualified buyers may be eligible for an exclusive rate buy-down through Team Evans at Cross Country Mortgage, potentially reducing your monthly payment and increasing affordability. Contact listing agent for details-subject to lender approval and buyer qualification. Prime San Carlos Location, this home is surrounded by top-rated schools and everyday conveniences-grocery stores, pharmacies, hardware stores, the San Carlos Library, and Recreation Center. Outdoor lovers will enjoy being near Lake Murray, Cowles Mountain, and Mission Trails Regional Park. Spacious 5-Bedroom, 3-Bath Layout. This flexible floor plan includes five bedrooms and three full baths. A main-level bedroom with patio access and a full bath is ideal for guests or multi-gen living. The living room features high ceilings and a cozy gas fireplace, while the updated kitchen is the home's central hub. Relaxing Master Suite opens to a private deck with peaceful views and indoor-outdoor flow. Enjoy a spa-like bathroom with a rainfall shower & closet with built-in organizers. Outdoor Living at Its Best! The backyard is perfect for entertaining with a beautiful deck, stairs, and mature fruit trees. The fenced & inviting front, side, & rear yards offer both charm and function. Safe & Family-Friendly. Fully fenced front and back yards provide privacy and peace of mind for children and pets, in a neighborhood known for its strong sense of community. Modern Garage & Parking includes custom cabinetry, epoxy flooring, and a Tesla charger. Driveway fits two more cars comfortably.