WOW! 2.99% Assumable VA Loan offered by seller. Incredible opportunity for well qualified CIVILIANS or VA buyers! Compare 2.99% to current rates & discover savings of around $1,400 per month. That's $17,000 per year! VA loan fee only 0.5%!! OWNER OCCUPIED is a must. Sorry, no investors. While assumption is possible, it's subject to approval based on the lender's criteria. THE HOME: Nestled in picturesque N Escondido Hills, this twin townhome boasts: Attached 1-car garage, (with LG washer & dryer), and private driveway parking. Find stylish wood-look flooring downstairs, dual pane windows & split HVAC installed in 2015 for year-round comfort. The kitchen features newer matching GE appliances & a large deep-sink featuring a filtered water spout installed in 2022. Patio offers a sunny spot to plant, relax or play within beautiful vinyl fencing with lockable rear access gate to walking paths. Upstairs the large Primary Suite awaits, with two full-sized mirrored closets in a corner wrap-around configuration & handsome built-in drawer units. The attached full bathroom is accessible from the hallway or Primary Suite. The HOA takes care of the roof and exterior painting on a regular generous schedule, Roof last maintained in 2019 and a fresh coat of exterior trim paint is scheduled for 1/27-28. Revel in the community's offerings - 2 secured pools, playground, & green belts are just steps away! Explore Escondido and discover shopping, dining, Kit Carson Park, golfing, lakes, notable wineries, & easy access to the 78 & 15 Freeways. Attached find amenities list, comps and more. Best of luck and MAY THE BEST BUYER WIN.