No Mello Roos & No HOA! Nestled in a peaceful cul-de-sac in the heart of Roseville, this beautifully upgraded 5-bedroom, 3-bath home perfectly blends comfort, style, and convenience. Step inside to find an updated kitchen featuring quartz countertops, stainless steel appliances, and a designer tile backsplash, opening to a welcoming family room with a wood-burning fireplace. Enjoy the spacious upstairs loft - perfect for movie nights, a home office, or play space - along with a full bedroom and bath downstairs for guests or multi-gen living. The two-car garage includes an extended area ideal for storage, a workshop, or even a motorcycle. The private backyard offers a perfect retreat for relaxing or entertaining. Conveniently located near top-rated schools, parks, shopping, dining, and golf, this move-in ready home has everything you've been searching for - and none of the extra fees!