***NO HOA, LOW TAX RATE*** This inviting 4-bedroom, 2-bathroom home tucked away on a peaceful cul-de-sac in one of North-West Banning's desirable neighborhoods. Built in 2003, this charming single-story residence is surrounded by a community that features its own small park and walking trail-perfect for morning strolls or unwinding at the end of the day. As you step inside, you're welcomed by a cozy living room with a warm fireplace, ideal for relaxing on cool evenings. The home offers a spacious kitchen with a large pantry and plenty of counter space, opening to a generous dining area with a sliding door that leads directly to the backyard. The layout is designed for comfort and functionality, with an indoor laundry room and a well-appointed primary suite featuring a large garden tub/shower combo. The backyard is perfectly set up for outdoor enjoyment with a concrete patio, nicely groomed grass, and ample room to entertain or create your own garden oasis. Close proximity to local shopping, dining, and freeway access, this home blends lifestyle and convenience in all the right ways. Ready for its next chapter, this Banning gem is the perfect place to settle in and call home.